Provider Disclaimer

Notice of responsible parties if you have issues with the KH Authenticator application (the "Application") or the KHAuthenticator. Com website (the "API Service") or any of the websites listed on the Accounts page (the "Provider"). You must acknowledge you are aware that the owner of the Application is not the only party responsible for support.

Definitions
1.1 The terms "we" and "us" refers to Kenney M Haggerty, the owner of the Application and the API Service.
1.2 The term "provider" refers to the owner of the website listed above.
1.3 The term "you" refers to the user or viewer of our Application.

Support Responsibilities
2.1 We are responsible for functional issues with the Application and the KHAuthenticator.Com Provider.
2.2 The provider is responsible for functional issues with a Provider which can not be reproduced for the KHAuthenticator.Com Provider.

Access to Content
3.1 The information provided by us on the Application is not in any way an invitation or recommendation to buy any products or services featured and you should seek appropriate independent advice. The content of this Application is for your general information and use only, and it is subject to change without notice.
3.2 We will endeavor to allow uninterrupted access to the Application, but access to the Application may be suspended, restricted or terminated at any time.
3.3 We reserve the right to change, modify, substitute or remove without notice any information on the Application from time to time.
3.4 From time to time this Application may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

Intellectual Property
4.1 The copyright in the material contained in the Application, together with the Application design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to Kenney M Haggerty, its subsidiaries, or the providers of such information. All rights are reserved. None of this material may be reproduced or redistributed for commercial purposes without our written permission.
4.2 Product and company names mentioned on this Application may be the trademarks or registered trademarks of their respective owners.
4.3 You shall retain ownership of all copyright in data you submit to the Application. You grant us a world-wide exclusive, royalty-free, non-terminable license to use, copy, distribute, publish, and transmit such data in any manner.
4.4 This Application contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of this disclaimer.

Exclusions of Liability
5.1 We use reasonable endeavors to ensure that the data on the Application is accurate and to correct any errors or omissions as soon as practicable after being notified of them. We do not monitor, verify, or endorse information submitted by third parties for posting on the Application and you should be aware that such information may be inaccurate, incomplete, or out of date. To the extent permitted by applicable law, we disclaim all warranties and representations (whether express or implied) as to the accuracy of any information contained on the Application. We do not guarantee that the Application will be fault free and do not accept liability for any errors or omissions.
5.2 Due to the nature of electronic transmission of data over the internet, and the number of users by whom data is posted on to the Application, any liability we may have for any losses or claims arising from an inability to access the Application, or from any use of the Application or reliance on the data transmitted using the Application, is excluded to the fullest extent permissible by law. In no event shall we be liable for any loss of profit, revenues, goodwill, opportunity, business, anticipated savings or other indirect or consequential loss of any kind in contract, tort (including negligence) or otherwise arising out of use of the Application, save where such liability cannot be excluded by law.
5.3 We do not give any warranty that the Application is free from viruses or anything else which may have a harmful effect on any technology.

Exclusion of Liability for providers' Goods and Services
6.1 We promote a number of providers on the Application and offer you the opportunity to buy goods and services from those providers through the Application. We can accept no liability for any goods or services provided by providers. Any goods or services which are not stated to be provided by us are provided by third parties over whom we do not have control and you should satisfy yourself that you wish to purchase those goods or services before contracting with the provider. The providers will be supplying on their own standard terms and conditions, and you should check that you agree to those terms and conditions before placing an order.

Username and Sign In Services
7.1 On registering with us, you are issued an account with a username and Application association, which must be used in order to access certain restricted parts of the Application. The username and association are personal to you and are not transferable.
7.2 On registering with a provider, you are issued an account with a username and Application association, which must be used in order to access certain restricted parts of the Application. The username and association are personal to you and are not transferable.
7.4 Your username is the method used by us and providers to identify you and so is very important. You are responsible for all information posted on the Application by anyone using your username, and any payments due for services accessed through the Application by anyone using your username. Any breach of security of a username should be notified to us and the provider immediately.
7.5 You may not adapt or circumvent the systems in place in connection with the Application nor access the Application other than through normal operations.

Data Submitted by Users
8.1 We accept no liability for data supplied by any user for display on the Application and the limitations in condition 4 above (Exclusions of liability) apply.
8.2 If you submit data for display on the Application you are responsible for ensuring that the data is accurate, complete and up to date and for updating that data where necessary.
8.3 If you submit data for display on the Application you are responsible for ensuring that no data is uploaded or submitted which is untrue, defamatory, obscene or abusive or otherwise objectionable or in breach of any applicable laws or rights of third parties.
8.4 You warrant that you have taken all reasonable precautions to ensure that any data you upload or otherwise submit to the Application is free from viruses and anything else which may have a contaminating or destructive effect on any part of the Application or any other technology.
8.5 We reserve the right (without limiting our rights to seek other remedies) to remove offending material placed on the Application that we consider to constitute a misuse of the Application or which is otherwise harmful to other users of the Application.
8.6 You will indemnify us for any claim or loss (including without limitation, economic loss) suffered by us arising out of your failure to observe any of the terms of this condition 8.
8.7 Subject to the Contracts (Rights of Third Parties) Act 1999 condition 8.5 may be enforced by the following people in their own right:
    i) any third party with whom we contract for content or advertising; and
    ii) our employees or agents; and
    iii) providers
at the time of any failure to observe.

Payment
9.1 Where payment is required, we will explicitly say so. In which case you shall pay within 30 days of receipt of an invoice from us any fees incurred by you at the rates in effect when such fees are incurred. You shall also pay all applicable taxes related to charges made for the use of the Application at the same time.
9.2 If you fail to pay us within the time stipulated above, we shall be entitled to charge you interest at 4% above the base rate at the relevant time of Barclays Bank plc. Such interest shall accrue daily and be compounded monthly. In addition, we may suspend your access to and use of the Application.

Data Protection
10.1 We are committed to protecting your privacy. We will collect and use information supplied by you and other users of the Application to improve the Application and personalize your experience when you visit the Application. We may also use it to tell you (via email, telephone, post or any alternative medium) about changes in our services, or about services and features we think you'll find interesting.
10.2 Your details are never sold or rented to any third parties. However, where your details are requested in order to download documents from our providers, you agree that such details will be provided to the provider. Unless you explicitly provide your details to a third party (for example in response to any offers advertised on the Application), your personal information is used only by us for the purposes outlined in 9.1 above.
10.3 Under the UK Data Protection Act 1998 we follow strict security procedures in the storage and disclosure of information which you have given us, to prevent unauthorized access.
10.4 Administrators of the Primary Provider can impersonate registered users for testing and support purposes. The administrator has access to exactly what that user can access in the system, including the same menus, permissions, and data. Transactions and edits the administrator does while impersonating the user are recorded as having been done by that user.
10.5 You may edit your personal information stored with the Primary Provider at any time.
10.6 Providers except a custom provider are certified by the Primary Provider for functionality.
10.7 Providers are responsible for the protection of data you supply to each.

General
11.1 If any provision of this disclaimer is held to be unlawful, invalid, or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of this disclaimer shall not be affected.
11.2 We may modify this disclaimer at any time by publishing the modified disclaimer on the Application. Any modifications to the disclaimer shall take immediate effect.

Governing Law
12.1 These terms are governed by and to be construed in accordance with United States law.
12.2 Any disputes shall be subject to the exclusive jurisdiction of the United States courts.